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You'd Flag This in Two Seconds.
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FIELD PHOTO · CCPIA® ComSOP §6.5.12
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DEFICIENCY NOTED
Automatic sprinkler head painted over. Coating can—and will—prevent the heat-sensitive element from activating in a fire. Component present; protection compromised.
RECOMMENDATION—Evaluation by a qualified fire sprinkler contractor. Replace as soon as possible.
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The sprinkler head is mounted and in the right spot. It looks like protection—and the day there's a fire, it's absolutely useless.
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You find deficiencies in building systems. We find them in policy language.
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At OREP, we flag commercial policies that exclude the inspections you're performing—restaurants, industrial, commercial kitchens. What looks like legitimate coverage is as useless as the painted-over sprinkler head—and your whole business could go up in flames.
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OREP commercial coverage—built in partnership with CCPIA® to the full ComSOP.
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If it's in the ComSOP, it's in the policy—including the systems most carriers exclude, like the one in that photo.
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• $100K Defense Coverage for excluded system claims—fire suppression, life safety systems, kitchen appliances, and Phase I Environmental
• No Square Footage Cap—inspect buildings of any size
• 100% Commercial Firms OK—your professionalism is valued
• Restaurants & Commercial Kitchens covered
• Warehouses, Hotels, Schools, Medical Facilities & more
• Residential + Broad Commercial Coverage in One Policy
• FREE Attorney-Led Pre-Claims Defense ($600 value)
• No Business Audit or hoops to jump through
• Mid-Term Transfers Accepted | Prior Acts Covered
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Switch now and get fully protected.
Stop turning down business because of coverage gaps.
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GET YOUR QUOTE TODAY
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OREP.org/commercialinspectors
(888) 347-5273
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OREP Member benefits provided as part of membership in the OREP Risk Purchasing Group,
in all states where applicable. Calif. Lic. #0K99465
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