NATIONAL ASSOCIATION OF MORTGAGE BROKERS

CODE OF ETHICS

The members of the National Association of Mortgage Brokers, believing that the interests of the public and private sector are best served through the voluntary observance of ethical standards of practice, hereby subscribe to the following Code of Ethics.

HONESTY & INTEGRITY

            NAMB members shall conduct business in a manner reflecting honesty, honor, and           integrity.

PROFESSIONAL CONDUCT

NAMB members shall conduct their business activities in a professional manner. Members shall not pressure any provider of services, goods or facilities to circumvent industry professional standards. Equally, Members shall not respond to any pressure placed upon them.

HONESTY IN ADVERTISING

NAMB members shall endeavor to be accurate in all advertisements and solicitations.

CONFIDENTIALITY

NAMB members shall avoid unauthorized disclosure of confidential information.

COMPLIANCE WITH LAW

NAMB members shall conduct their business in compliance with all applicable laws and    regulations.

DISCLOSURE OF FINANCIAL INTERESTS

NAMB members shall disclose any equity or financial interest they may have in the          collateral being offered to secure a loan.

NAMB © 1994