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When
Bad Things Happen to Good Appraisers -
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> I have noticed
a trend among certain groups (especially media or "news oriented" groups) to
predominantly report on NEGATIVE issues. I've come to refer to these groups as
"Merchants of Chaos." I don't know why this negativity is so appealing, except
as these people and groups make money by pushing the "fear buttons" of normal,
hard working, honest citizens; those people who actually have REAL, actual
products to exchange with the society. These merchants of chaos have a vested
interest in purveying negative information. It could also be that (likely, in
fact) these negative media groups have no innate ability to produce a valid,
exchangeable product. And it's a real pity, too. Because in any field,
predominantly, most people are honest, hard-working and are doing a good job (or
trying to, in spite of the bad news and danger and imminent peril spooned them
in their dose of daily news).
Somehow, these
harbingers of bad news somewhere fail to see all the good done by people and
groups. Be careful that your publication does not fall into this predominantly
bad-news trap, as it appears to me to be dangerously close to doing. I
personally am becoming fatigued by reading from yours and other sources about
the "bad things that happen to good appraisers." How we appraisers are in peril
of being replaced by machines...how easy it is to get sued by someone who
doesn't like our work....how easily devastated our lives can become for little
reason, etc, etc. ad nauseum. If you can't appraise or don't want to appraise,
then don't. But don't infect my life and chosen career with an incessant stream
of near pointless niggling negativism.
> The thought occurs to me: 30
years paying over $1,000 per year of E&O insurance premiums, would pay for
the new roof, should the appraiser be found to have been completely negligent in
his duties as an appraiser - which I sincerely doubt, having been supplied with
the disclaimer argument. Which leads me to believe that the premium is too high
compared to the actuarial risk - for good appraisers. Like car insurance: No
incident experience, lesser premium cost would equate. - Ted Norbert Jr.
MAI/SRA